Supermom Burnout: How One London Mom Used Her Mortgage to Regain Control

There’s this image we carry of the “supermom.” She’s juggling the school lunches, daycare pickups, groceries, full-time work, keeping the house clean, and somehow—still trying to keep everyone emotionally regulated. And let’s be honest… she’s tired.

I work with a lot of women who are holding their families together by sheer willpower. And one thing I’ve learned? The biggest source of pressure often isn’t the schedule—it’s the money.

Meet Amanda – A London Mom in Survival Mode

Amanda lives in London, Ontario with her husband and two young kids. She went back to work early after mat leave to help cover rising expenses—daycare was $1,800/month, groceries had spiked, and her credit card debt had quietly crept up to nearly $20,000.

Every time she opened her banking app, her chest tightened. They weren’t behind on payments—but they were behind on peace of mind.

How We Created Breathing Room

Amanda reached out to me after seeing a post about using your mortgage to increase cash flow. We did a full review and refinanced her existing mortgage to:

- Pay off all high-interest debt 
- Set aside an emergency fund buffer 
- Lower their total monthly payments by nearly $950/month

No appraisals. No legal hassle. Just a strategy that worked with what they already had.

“It’s the First Time I’ve Slept Through the Night in Months.”

That’s what Amanda told me two weeks after funding.

With that extra breathing room, she didn’t need to use her credit card to fill up her gas tank anymore. She even signed her daughter up for a gymnastics class without guilt.

This wasn’t about becoming debt-free overnight—it was about building space to breathe, and finally feeling like she was back in control.

Moms, You Deserve to Breathe Too

If you’re the glue that holds everything together and you’re running on empty—you’re not alone.

Whether it’s daycare, car payments, groceries, or just feeling like there’s never anything left at the end of the month, I can help you look at your mortgage as a tool to support your family’s real life—not just your lender’s balance sheet.

📩 Reach out if you want to explore your options without pressure or judgment: https://app.ownwell.ca/join/jasminesrnicek